Stock Cycle ROI Calculator

Inputs

Advance amount (R)

Term (months)

Repayment frequency

Pricing type

Fixed markup (% of advance)

Sales cycle (days)

Gross margin (GP%)

Utilisation (% of advance used)

Finance cost is treated as a fixed factor or simple monthly rate. Payments per month are used for reference only (Daily=25, Weekly≈4.33). ROI assumes you can keep cycling stock during the term.

Key Outputs

Cycles in term

Term (days)

Total fee

R 60 000

Total repayment

R 560 000

Avg monthly cost rate

4.00%

Gross profit per cycle

R 150 000

Gross profit (term)

R 900 000

Net gain after finance

R 840 000

ROI on advance (term)

168.00%

Monthly ROI (approx.)

56.00%

Tip: For your 12-week Stock Ignite (1% per week, 100% early settlement discounts), set Term=3 months and Fixed markup=12%. Shorter actual settlement would reduce the effective fee further.